/* ===== Apex Alpha Advisory — Dark Cinematic Theme ===== */
:root{
  --bg:#05070e;          /* page background */
  --bg2:#080c16;         /* alt section */
  --bg3:#0b1120;         /* deep panel */
  --panel:#0d1320;       /* card */
  --panel2:#101a2c;      /* card hover / raised */
  --navy:#0a1f47;
  --line:rgba(255,255,255,.08);
  --line2:rgba(255,255,255,.38); /* raised from .15 for 1.4.11 non-text contrast (>=3:1) on outline buttons/borders */
  --tx:#eaf0fb;          /* primary text */
  --tx2:#c6d2e6;         /* body text (compliance) */
  --mut:#93a3bd;         /* muted */
  --mut2:#75849e;        /* faint */
  --gold:#e6c477;
  --gold2:#c8a24a;
  --gold-deep:#b78f38;
  --teal:#3fd0ef;
  --teal2:#1f9fc7;
  --wa:#25d366;
  --shadow:0 18px 44px rgba(0,0,0,.5);
  --shadow-lg:0 30px 70px rgba(0,0,0,.6);
  --r:16px;
  --maxw:1180px;
  --serif:"Playfair Display",Georgia,serif;
  --sans:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --brand:"Montserrat","Inter",system-ui,sans-serif;
  --num:"IBM Plex Mono",ui-monospace,"Cascadia Mono",Menlo,Consolas,monospace;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:92px}
body{margin:0;font-family:var(--sans);color:var(--tx);background:var(--bg);
  line-height:1.65;-webkit-font-smoothing:antialiased;font-size:16px;overflow-x:hidden}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4,h5{margin:0 0 .5em;line-height:1.15;font-weight:700}
p{margin:0 0 1em}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}
.serif{font-family:var(--serif)}

/* Skip link + focus (a11y) */
.skip-link{position:absolute;left:0;top:-60px;z-index:9999;background:var(--teal);color:#04121a;
  padding:14px 22px;font-weight:700;border-radius:0 0 10px 0;transition:top .15s ease}
.skip-link:focus{top:0}
a:focus-visible,button:focus-visible,input:focus-visible,[tabindex]:focus-visible{
  outline:3px solid var(--teal);outline-offset:2px;border-radius:4px}

.section{padding:92px 0;position:relative}
.section-soft{background:var(--bg2)}
.sec-head{text-align:center;max-width:680px;margin:0 auto 52px}
.sec-head.left{text-align:left;margin-left:0}
.kicker{display:inline-flex;align-items:center;gap:10px;font-size:.74rem;letter-spacing:.24em;
  text-transform:uppercase;color:var(--teal);font-weight:700;margin-bottom:14px}
.kicker::before{content:"";width:26px;height:1px;background:linear-gradient(90deg,var(--teal),transparent)}
.sec-head h2{font-family:var(--serif);font-size:clamp(1.8rem,3.6vw,2.6rem);color:var(--tx)}
.sec-head p{color:var(--mut);font-size:1.02rem}
.divider-gold{width:62px;height:2px;background:linear-gradient(90deg,var(--teal),var(--gold));
  border-radius:2px;margin:16px auto 0}
.sec-head.left .divider-gold{margin-left:0}
.fine{font-size:.82rem;color:var(--mut2)}

/* ===== Buttons ===== */
.btn{display:inline-flex;align-items:center;gap:9px;font-weight:600;font-size:.95rem;
  padding:13px 26px;border-radius:12px;cursor:pointer;border:1px solid transparent;
  transition:transform .2s ease,box-shadow .2s ease,background .2s ease,color .2s ease,border-color .2s ease;
  white-space:nowrap}
.btn:hover{transform:translateY(-2px)}
.btn-gold{background:linear-gradient(135deg,var(--gold),var(--gold-deep));color:#0a0f1a;
  box-shadow:0 10px 30px rgba(230,196,119,.25)}
.btn-gold:hover{box-shadow:0 16px 40px rgba(230,196,119,.4)}
.btn-navy{background:var(--panel2);color:#fff;border-color:var(--line2)}
.btn-outline{background:rgba(255,255,255,.02);border-color:var(--line2);color:var(--tx)}
.btn-outline:hover{border-color:var(--teal);color:var(--teal);box-shadow:0 0 26px rgba(63,208,239,.18)}
.btn-outline-navy{background:transparent;border-color:var(--line2);color:var(--tx)}
.btn-outline-navy:hover{border-color:var(--teal);color:var(--teal)}
.btn-wa{background:var(--wa);color:#04121a}
.btn-tg{background:#2aabee;color:#04121a}

/* ===== Top utility bar ===== */
.topbar{background:#03060c;color:var(--mut);font-size:.86rem;border-bottom:1px solid var(--line)}
.topbar .wrap{display:flex;align-items:center;justify-content:space-between;gap:14px;
  min-height:42px;flex-wrap:wrap}
.top-left{display:flex;gap:20px;flex-wrap:wrap}
.top-left a{display:inline-flex;align-items:center;gap:7px;color:var(--mut)}
.top-left a:hover{color:var(--tx)}
.top-left svg{color:var(--teal)}
.top-right{display:flex;align-items:center;gap:16px}
.top-right .client-login{color:var(--mut)}
.top-right .client-login:hover{color:var(--teal)}
.top-social{display:flex;gap:10px}
.top-social a{width:26px;height:26px;display:grid;place-items:center;border-radius:6px;
  background:rgba(255,255,255,.06);color:var(--mut)}
.top-social a:hover{background:var(--teal);color:#04121a}

/* ===== Header ===== */
.site-head{position:sticky;top:0;z-index:60;background:rgba(5,7,14,.78);
  backdrop-filter:saturate(160%) blur(14px);border-bottom:1px solid var(--line)}
.head-inner{display:flex;align-items:center;justify-content:space-between;gap:18px;min-height:74px}
.brand{display:flex;align-items:center;gap:12px}
.brand-mark{width:46px;height:auto;flex:none;filter:drop-shadow(0 0 14px rgba(230,196,119,.35))}
.brand-text{display:flex;flex-direction:column;line-height:1}
.brand-name{font-family:var(--brand);font-weight:800;font-size:1.24rem;color:var(--tx);letter-spacing:.06em}
.brand-name b{color:var(--gold);font-weight:800}
.brand-sub{font-size:.6rem;letter-spacing:.28em;text-transform:uppercase;color:var(--teal);
  margin-top:4px;font-weight:600}
.nav{display:flex;align-items:center;gap:4px}
.nav a{padding:9px 13px;font-size:.92rem;font-weight:500;color:var(--mut);border-radius:8px}
.nav a:hover{color:var(--tx);background:rgba(255,255,255,.04)}
.head-cta{margin-left:8px}
.nav a.head-cta{color:#0a0f1a;background:linear-gradient(135deg,var(--gold),var(--gold-deep))}
.nav a.head-cta:hover{color:#0a0f1a;background:linear-gradient(135deg,var(--gold),var(--gold-deep))}
.nav-toggle{display:none;background:none;border:0;cursor:pointer;padding:8px;color:var(--tx)}

/* ===== Hero ===== */
.hero{position:relative;overflow:hidden;background:var(--bg)}
.hero-bg{position:absolute;inset:0;pointer-events:none}
.hero-bg .grid{position:absolute;inset:0;
  background-image:linear-gradient(rgba(255,255,255,.03) 1px,transparent 1px),
                   linear-gradient(90deg,rgba(255,255,255,.03) 1px,transparent 1px);
  background-size:54px 54px;
  -webkit-mask-image:radial-gradient(circle at 50% 20%,#000,transparent 72%);
  mask-image:radial-gradient(circle at 50% 20%,#000,transparent 72%)}
.hero-bg .glow{position:absolute;left:50%;top:-14%;width:1000px;height:760px;transform:translateX(-50%);
  background:radial-gradient(circle at 42% 40%,rgba(63,208,239,.22),transparent 55%),
             radial-gradient(circle at 62% 58%,rgba(230,196,119,.16),transparent 55%);
  filter:blur(24px);animation:heroPulse 8s ease-in-out infinite}
@keyframes heroPulse{0%,100%{opacity:.8;transform:translateX(-50%) scale(1)}50%{opacity:1;transform:translateX(-50%) scale(1.05)}}
.hero .wrap{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:44px;
  align-items:center;padding-top:88px;padding-bottom:96px}
.hero-eyebrow{display:inline-flex;align-items:center;gap:10px;color:var(--teal);
  font-size:.76rem;letter-spacing:.2em;text-transform:uppercase;font-weight:700;margin-bottom:18px}
.hero-eyebrow::before{content:"";width:34px;height:2px;background:linear-gradient(90deg,var(--teal),transparent)}
.hero h1{font-family:var(--serif);font-size:clamp(2.3rem,5vw,3.6rem);line-height:1.06;
  margin-bottom:18px;letter-spacing:-.01em;color:var(--tx)}
.hero h1 .l2{background:linear-gradient(120deg,var(--teal),var(--gold));
  -webkit-background-clip:text;background-clip:text;color:transparent}
.hero-sub{color:var(--mut);font-size:1.08rem;max-width:500px;margin-bottom:14px}
.hero-note{color:var(--mut2);font-size:.86rem;margin-bottom:28px}
.hero-btns{display:flex;gap:14px;flex-wrap:wrap}

/* SEBI reg card */
.reg-badge{position:relative;border:1px solid var(--line2);border-radius:20px;padding:28px 30px;
  background:linear-gradient(180deg,rgba(63,208,239,.06),rgba(255,255,255,.01));
  box-shadow:var(--shadow-lg)}
.reg-badge::after{content:"";position:absolute;inset:0;border-radius:20px;padding:1px;
  background:linear-gradient(140deg,rgba(63,208,239,.6),transparent 45%,rgba(230,196,119,.4));
  -webkit-mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);
  -webkit-mask-composite:xor;mask-composite:exclude;pointer-events:none}
.reg-badge-top{display:flex;align-items:center;gap:14px;padding-bottom:16px;
  border-bottom:1px solid var(--line);margin-bottom:18px}
.reg-sebi{font-family:var(--serif);font-weight:800;font-size:1.5rem;letter-spacing:.12em;
  color:var(--tx);background:rgba(255,255,255,.06);padding:5px 12px;border-radius:8px;border:1px solid var(--line2)}
.reg-badge-top span{font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;
  color:var(--teal);font-weight:700;line-height:1.5}
.reg-badge .reg-label{font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:var(--mut);
  font-weight:600;margin-bottom:4px}
.reg-num{font-family:var(--num);font-size:1.6rem;color:var(--gold);font-weight:600;
  letter-spacing:.04em;margin-bottom:16px;font-feature-settings:"tnum" 1}
.reg-badge-foot{display:flex;gap:12px;align-items:flex-start;padding-top:16px;border-top:1px solid var(--line)}
.reg-badge-foot svg{color:var(--teal);flex:none;margin-top:2px}
.reg-badge-foot p{margin:0;font-size:.9rem;color:var(--tx2)}
.reg-valid{margin-top:14px;font-size:.82rem;color:var(--mut)}
.reg-valid b{color:var(--gold);font-family:var(--num);font-weight:600;letter-spacing:.02em}

/* ===== Services grid ===== */
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.svc-card{padding:32px 24px;text-align:center;border:1px solid var(--line);border-radius:var(--r);
  background:linear-gradient(180deg,var(--panel),var(--bg2));position:relative;overflow:hidden;
  transition:transform .3s ease,border-color .3s ease,box-shadow .3s ease}
.svc-card::after{content:"";position:absolute;inset:0;border-radius:var(--r);padding:1px;
  background:linear-gradient(140deg,rgba(63,208,239,.55),transparent 42%);
  -webkit-mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);
  -webkit-mask-composite:xor;mask-composite:exclude;opacity:0;transition:opacity .3s}
.svc-card:hover{transform:translateY(-6px);border-color:transparent;box-shadow:var(--shadow),0 0 40px rgba(63,208,239,.08)}
.svc-card:hover::after{opacity:1}
.svc-ico{width:56px;height:56px;margin:0 auto 16px;display:grid;place-items:center;border-radius:14px;
  background:linear-gradient(160deg,rgba(63,208,239,.16),rgba(230,196,119,.08));color:var(--teal);
  border:1px solid var(--line2)}
.svc-card h3{font-size:1.05rem;color:var(--tx);font-family:var(--serif)}
.svc-card p{font-size:.9rem;color:var(--mut);margin:0}

/* ===== Why choose ===== */
.why{background:var(--bg2);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:70px 0}
.why h2{text-align:center;font-family:var(--serif);font-size:clamp(1.6rem,3vw,2.2rem);margin-bottom:8px;color:var(--tx)}
.why .divider-gold{margin:12px auto 44px}
.why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.why-item{display:flex;gap:14px;align-items:center;padding:18px 20px;border:1px solid var(--line);
  border-radius:14px;background:var(--panel);transition:border-color .3s,box-shadow .3s}
.why-item:hover{border-color:var(--line2);box-shadow:0 0 30px rgba(63,208,239,.06)}
.why-ico{width:46px;height:46px;flex:none;display:grid;place-items:center;border-radius:12px;
  border:1px solid var(--line2);color:var(--gold);background:rgba(230,196,119,.08)}
.why-item p{font-size:.92rem;color:var(--tx2);margin:0;font-weight:500}

/* ===== About ===== */
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.about-copy .lead{font-size:1.1rem;color:var(--tx)}
.about-copy p{color:var(--mut)}
.about-copy h2{color:var(--tx)!important}
.about-copy strong{color:var(--tx)}
.about-stats{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-top:26px}
.about-stat{background:var(--panel);border:1px solid var(--line);border-radius:14px;padding:20px}
.about-stat strong{display:block;font-family:var(--serif);font-size:1.5rem;
  background:linear-gradient(120deg,var(--teal),var(--gold));-webkit-background-clip:text;background-clip:text;color:transparent}
.about-stat span{font-size:.85rem;color:var(--mut)}
.about-visual{position:relative;border:1px solid var(--line2);border-radius:20px;padding:40px;
  background:linear-gradient(160deg,rgba(63,208,239,.08),var(--panel));overflow:hidden;box-shadow:var(--shadow)}
.about-visual::after{content:"";position:absolute;right:-40px;top:-40px;width:200px;height:200px;
  border-radius:50%;background:radial-gradient(circle,rgba(63,208,239,.25),transparent 70%)}
.about-visual h3{font-family:var(--serif);color:var(--gold);font-size:1.35rem}
.about-visual ul{list-style:none;padding:0;margin:18px 0 0;position:relative}
.about-visual li{display:flex;gap:12px;padding:11px 0;border-bottom:1px solid var(--line);
  font-size:.96rem;color:var(--tx2)}
.about-visual li:last-child{border-bottom:0}
.about-visual li svg{color:var(--teal);flex:none}

/* Principles */
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.p-card{background:var(--panel);border:1px solid var(--line);border-radius:14px;padding:24px;
  border-top:2px solid var(--gold2);transition:transform .3s,box-shadow .3s}
.p-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.p-card h3{font-size:1.02rem;color:var(--tx);font-family:var(--serif)}
.p-card p{font-size:.9rem;color:var(--mut);margin:0}

/* ===== Insights ===== */
.ins-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.ins-card{background:var(--panel);border:1px solid var(--line);border-radius:16px;overflow:hidden;
  display:flex;flex-direction:column;transition:transform .3s,box-shadow .3s,border-color .3s}
.ins-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg);border-color:var(--line2)}
.ins-thumb{position:relative;height:150px;display:grid;place-items:center;color:rgba(255,255,255,.42);
  background:radial-gradient(circle at 30% 20%,rgba(63,208,239,.32),transparent 60%),
            radial-gradient(circle at 80% 80%,rgba(230,196,119,.22),transparent 60%),#0a1120}
.ins-thumb svg{width:64px;height:64px}
.ins-tag{position:absolute;top:12px;left:12px;background:rgba(5,7,14,.6);color:var(--teal);
  font-size:.64rem;letter-spacing:.1em;text-transform:uppercase;font-weight:700;
  padding:5px 10px;border-radius:6px;border:1px solid var(--line2)}
.ins-body{padding:20px;display:flex;flex-direction:column;flex:1}
.ins-body h3{font-size:1.02rem;color:var(--tx);font-family:var(--serif)}
.ins-body p{font-size:.9rem;color:var(--mut)}
.ins-meta{display:flex;align-items:center;justify-content:space-between;margin-top:auto;
  padding-top:14px;border-top:1px solid var(--line);font-size:.82rem;color:var(--mut2)}
.ins-meta a{color:var(--gold);font-weight:600;text-decoration:underline}

/* ===== CTA band ===== */
.cta-band{position:relative;border:1px solid var(--line2);border-radius:20px;padding:40px 46px;
  display:flex;align-items:center;gap:26px;overflow:hidden;
  background:linear-gradient(135deg,var(--bg3),var(--panel2));box-shadow:var(--shadow-lg)}
.cta-band::before{content:"";position:absolute;left:-30px;bottom:-50px;width:340px;height:260px;
  background:radial-gradient(circle,rgba(63,208,239,.2),transparent 65%);filter:blur(20px)}
.cta-ico{width:70px;height:70px;flex:none;border-radius:50%;border:1px solid var(--line2);
  display:grid;place-items:center;color:var(--teal);position:relative}
.cta-band h2{font-family:var(--serif);font-size:1.6rem;margin-bottom:4px;color:var(--tx)}
.cta-band p{margin:0;color:var(--mut)}
.cta-band .btn{margin-left:auto;flex:none;position:relative}

/* ===== Compliance ===== */
.snapshot{background:var(--panel);border:1px solid var(--line);border-radius:16px;padding:30px;
  box-shadow:var(--shadow);margin-bottom:36px}
.snapshot h3{color:var(--tx);font-family:var(--serif)}
.snap-table{width:100%;border-collapse:collapse}
.snap-table th,.snap-table td{text-align:left;padding:11px 12px;border-bottom:1px solid var(--line);
  font-size:.94rem;vertical-align:top}
.snap-table th{color:var(--mut);font-weight:600;width:38%}
.snap-table td{color:var(--tx2)}
.snap-table a{color:var(--teal);text-decoration:underline}
.gen-disc{margin:18px 0 0;font-size:.88rem;color:var(--tx2);background:var(--bg2);
  padding:14px 16px;border-radius:10px;border-left:3px solid var(--teal)}
.acc-title{font-family:var(--serif);color:var(--tx);margin:8px 0 18px;font-size:1.3rem}
.acc-list{display:flex;flex-direction:column;gap:12px}
.acc{border:1px solid var(--line);border-radius:12px;background:var(--panel);overflow:hidden}
.acc-btn{width:100%;display:flex;align-items:center;justify-content:space-between;
  padding:17px 22px;background:none;border:0;cursor:pointer;font-size:1rem;font-weight:600;
  color:var(--tx);text-align:left;font-family:var(--sans)}
.acc-btn:hover{background:rgba(255,255,255,.03)}
.acc-ico{font-size:1.5rem;color:var(--teal);font-weight:400;line-height:1;transition:transform .2s}
.acc-btn[aria-expanded="true"] .acc-ico{transform:rotate(45deg)}
.acc-panel{border-top:1px solid var(--line)}
.acc-scroll{max-height:420px;overflow-y:auto;padding:20px 24px;font-size:.92rem;color:var(--tx2)}
.acc-scroll h4{color:var(--gold);margin-top:18px;font-size:1rem}
.acc-scroll h4:first-child{margin-top:0}
.acc-scroll h5{color:var(--tx);margin-top:14px;font-size:.92rem}
.acc-scroll p{margin:0 0 10px;color:var(--tx2)}
.acc-scroll a{color:var(--teal);text-decoration:underline}
.bul{padding-left:20px;margin:0 0 12px}
.bul li{margin-bottom:6px;color:var(--tx2)}
.doc-meta{font-size:.82rem;color:var(--mut);background:var(--bg2);padding:8px 12px;
  border-radius:8px;margin-bottom:14px}
.table-scroll{overflow-x:auto;margin:14px 0}
.data-table{width:100%;border-collapse:collapse;min-width:560px;font-size:.86rem}
.data-table th,.data-table td{border:1px solid var(--line);padding:9px 11px;text-align:left;color:var(--tx2)}
.data-table th{background:var(--bg3);color:var(--teal);font-weight:600}
.data-table tr:nth-child(even) td{background:rgba(255,255,255,.02)}
.data-table tr.tot td{background:rgba(63,208,239,.06);color:var(--tx);font-weight:600}

/* Complaints */
.complaints{margin-top:40px;background:var(--panel);border:1px solid var(--line);border-radius:16px;
  padding:28px 30px;box-shadow:var(--shadow)}
.complaints-head{display:flex;align-items:center;justify-content:space-between;gap:16px;
  flex-wrap:wrap;margin-bottom:8px}
.complaints-head h3{color:var(--tx);font-family:var(--serif);margin:0}
.cd-tabs{display:inline-flex;background:var(--bg2);border-radius:10px;padding:4px;gap:4px;border:1px solid var(--line)}
.cd-tab{border:0;background:none;padding:8px 16px;border-radius:8px;font-size:.86rem;
  font-weight:600;color:var(--mut);cursor:pointer}
.cd-tab[aria-selected="true"]{background:linear-gradient(135deg,var(--teal2),var(--teal));color:#04121a}
.cd-month-ending{font-size:.86rem;color:var(--mut);margin:6px 0 14px}
.complaints-contact{margin-top:16px;font-size:.88rem;color:var(--mut)}
.complaints-contact a{color:var(--teal);font-weight:600;text-decoration:underline}

/* ===== Contact ===== */
.section-navy{position:relative;background:var(--bg2);overflow:hidden}
.section-navy::before{content:"";position:absolute;left:50%;top:50%;width:760px;height:420px;
  transform:translate(-50%,-50%);background:radial-gradient(circle,rgba(63,208,239,.14),transparent 62%);filter:blur(30px)}
.section-navy .wrap{position:relative}
.section-navy .sec-head h2{color:var(--tx)}
.section-navy .sec-head p{color:var(--mut)}
.contact-inner{text-align:center}
.contact-btns{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;margin-bottom:14px}
.contact-note{color:var(--mut);font-size:.92rem}
.contact-note a{color:var(--teal);font-weight:600;text-decoration:underline}
.follow-label{margin-top:24px;color:var(--mut2);font-size:.82rem;letter-spacing:.14em;text-transform:uppercase}
.social{display:flex;gap:12px;justify-content:center;margin-top:12px}
.social a{width:40px;height:40px;display:grid;place-items:center;border-radius:50%;
  background:rgba(255,255,255,.05);color:var(--tx2);border:1px solid var(--line);transition:background .2s,color .2s}
.social a:hover{background:var(--teal);color:#04121a}

/* ===== Footer ===== */
.site-foot{background:#03060c;color:var(--mut);border-top:1px solid var(--line)}
.reg-wrap{border-bottom:1px solid var(--line);padding:44px 0}
.reg-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:26px}
.reg-card h3{color:var(--gold);font-size:.95rem;margin-bottom:12px;font-family:var(--serif)}
.reg-card ul{list-style:none;padding:0;margin:0}
.reg-card li{font-size:.84rem;padding:4px 0;color:var(--mut);line-height:1.55}
.reg-card strong{color:var(--tx2)}
.reg-card a{color:var(--tx2);text-decoration:underline}
.reg-card a:hover{color:var(--teal)}
.foot-inner{display:grid;grid-template-columns:1.8fr 1fr 1fr;gap:40px;padding:44px 0 30px}
.foot-col h3{color:var(--tx);font-size:.98rem;margin-bottom:14px}
.foot-col a{display:block;color:var(--mut);font-size:.88rem;padding:4px 0}
.foot-col a:hover{color:var(--teal)}
.foot-brand{display:flex;align-items:center;gap:10px;margin-bottom:14px}
.foot-brand .brand-mark{filter:drop-shadow(0 0 12px rgba(230,196,119,.35))}
.foot-brand .brand-name{color:var(--tx);font-size:1.15rem}
.foot-brand .brand-name b{color:var(--gold)}
.foot-brand .brand-sub{color:var(--teal)}
.foot-col p{font-size:.85rem;color:var(--mut)}
.news-form{display:flex;flex-direction:column;gap:10px;margin-top:6px}
.news-form input{padding:11px 14px;border-radius:8px;border:1px solid var(--line2);
  background:rgba(255,255,255,.04);color:#fff;font-size:.9rem}
.news-form input::placeholder{color:var(--mut2)}
.foot-warn{background:#02040a;padding:22px 0;font-size:.8rem;color:var(--mut2);border-top:1px solid var(--line)}
.foot-warn p{margin:0 0 8px}
.foot-warn strong{color:var(--tx2)}
.copy{margin-top:10px !important;color:var(--mut2)}
.credit-link{color:var(--teal);text-decoration:underline}

/* WhatsApp float */
.wa-float{position:fixed;right:20px;bottom:20px;width:56px;height:56px;border-radius:50%;
  background:var(--wa);display:grid;place-items:center;box-shadow:0 8px 24px rgba(0,0,0,.4);z-index:80}
.wa-float:hover{transform:scale(1.06)}

/* ===== Responsive ===== */
@media(max-width:980px){
  .hero .wrap{grid-template-columns:1fr;gap:34px;padding-top:64px;padding-bottom:72px}
  .svc-grid{grid-template-columns:repeat(2,1fr)}
  .why-grid{grid-template-columns:repeat(2,1fr)}
  .ins-grid{grid-template-columns:repeat(2,1fr)}
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .about-grid{grid-template-columns:1fr}
  .reg-grid{grid-template-columns:repeat(2,1fr)}
  .foot-inner{grid-template-columns:1fr 1fr}
  .nav{display:none;position:absolute;top:100%;left:0;right:0;flex-direction:column;
    align-items:stretch;background:var(--bg2);border-bottom:1px solid var(--line);padding:12px;
    box-shadow:var(--shadow);gap:2px}
  .nav.open{display:flex}
  .nav a{padding:12px 14px}
  .nav a.head-cta{margin:8px 0 0;text-align:center;justify-content:center}
  .nav-toggle{display:block}
}
@media(max-width:640px){
  .section{padding:60px 0}
  .svc-grid{grid-template-columns:1fr}
  .why-grid{grid-template-columns:1fr}
  .ins-grid{grid-template-columns:1fr}
  .grid-4{grid-template-columns:1fr}
  .reg-grid,.foot-inner{grid-template-columns:1fr}
  .cta-band{flex-direction:column;text-align:center;padding:30px 24px}
  .cta-band .btn{margin:0}
  .snap-table,.snap-table tbody,.snap-table tr,.snap-table th,.snap-table td{display:block;width:100%}
  .snap-table th{border-bottom:0;padding-bottom:2px}
  .snap-table td{padding-top:2px}
  .top-left{gap:14px;font-size:.8rem}
  .cd-tabs{width:100%}
}
@media(prefers-reduced-motion:reduce){
  *{scroll-behavior:auto !important;transition:none !important;animation:none !important}
}